What negative carryover really costs
A losing month carried forward eats into your next payout. Simulate a year with and without the clause to see the yearly cost.
Your account
Months where referred players win overall and the account NGR is negative.
Size of a losing month as a multiple of a typical positive month.
12-month result
Stylised: losing months are spread evenly and every positive month is identical. Real accounts are lumpier, and a big loss early in the year hurts more than the same loss late. Some programs also reset carryover each quarter or wipe it on withdrawal — check the terms.