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Compliance

Dormant account (inactive funds)

A dormant account is a player account with a balance that has had no login or gambling activity for a defined period - often 12 months, with the exact…

Definition

A dormant account is a player account with a balance that has had no login or gambling activity for a defined period - often 12 months, with the exact threshold set by the operator's licence conditions. Regulated regimes require operators to have a documented dormant-account policy: attempts to contact the player, continued protection of the funds, and rules on any dormancy administration fee (which many regulators cap or prohibit) and on what ultimately happens to long-unclaimed balances, which in some jurisdictions must be paid to the regulator or a good-causes fund rather than kept by the operator.

The policy exists to protect players who forget about a balance and to stop operators treating unclaimed funds as their own revenue. It sits alongside player-funds-segregation rules: dormant balances are still customer money and must be protected as such.

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In context

For affiliates, the dormant-account policy is a small but real operator-quality and consumer-protection factor that belongs in thorough reviews, especially given how often players in this sector open accounts, leave a small balance, and forget. Useful content notes each operator's inactivity threshold, whether a dormancy fee applies and how much, how the operator tries to reach dormant players, and what happens to long-unclaimed funds.

An operator with a long threshold, no fee, and a clear reactivation-contact process treats customers better than one that starts charging a monthly fee after a few months.

It also connects to responsible-gambling content and to the interaction with self-exclusion. A player who self-excludes should have any balance returned rather than left to go dormant, and content covering self-exclusion can note that.

More broadly, an affiliate's practical guidance can remind readers to withdraw balances they are not using rather than leaving funds in accounts, and to check the dormancy terms of operators they hold balances with. Standard compliance framing applies: this is factual operator information presented to help readers, not a hook for more deposits, and the responsible message is to keep money in accounts only when it is being used.

Worked example

An affiliate's review compares operators on dormancy terms: two have a 12-month threshold and no fee, one starts a small monthly administration fee after six months. The review flags the fee as a negative, notes each operator's process for contacting dormant players, and its safer-gambling guide reminds readers to withdraw balances they are not actively using.

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Frequently asked questions

What does Dormant account (inactive funds) mean in iGaming?+
Dormant account (inactive funds) is a dormant account is a player account with a balance that has had no login or gambling activity for a defined period - often 12 months, with the exact threshold set by the operator's licence condition……
How is Dormant account (inactive funds) calculated?+
The calculation depends on the specific context, but typically involves standard iGaming metrics. See the worked example above for a practical illustration.
Why is Dormant account (inactive funds) important for affiliates?+
Understanding Dormant account (inactive funds) is essential for negotiating fair deals, tracking performance accurately, and maximising long-term revenue from iGaming partnerships.
What is a good dormant account (inactive funds) rate?+
Benchmark rates vary by jurisdiction, product type, and deal structure. Industry averages and competitive ranges are discussed in the definition above.
How does Dormant account (inactive funds) compare to alternatives?+
See the related terms below for direct comparisons between Dormant account (inactive funds) and alternative approaches used across the iGaming industry.
Where can I learn more about dormant account (inactive funds)?+
Browse our full iGaming glossary for 80+ terms, or explore jurisdiction matrix and commission calculator for practical tools.

Browse more iGaming terms in our glossary.

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