Definition
A point-of-consumption (POC) tax is a gambling tax levied by the jurisdiction where the player is located, on bets or gross gaming revenue from that jurisdiction's residents, regardless of where the operator is based or licensed. It replaced the older point-of-supply model, under which an operator could base itself in a low-tax jurisdiction and pay little on business done with customers elsewhere.
Under POC, serving a country's players means paying that country's gambling tax and, usually, holding its licence.
POC taxes vary widely in rate and base - a percentage of stakes, of gross gaming revenue, or of net revenue after bonuses - and they are a major determinant of how profitable a regulated market is. A high POC rate, stacked with licence fees, compliance costs and advertising levies, can make a market marginal even at large scale.
In context
For affiliates, POC tax is the main reason commission rates and deal terms differ so much between regulated markets. In a high-POC market the operator's margin per player is compressed, so revenue-share percentages are lower, CPA offers are smaller, and operators are more selective about traffic quality because there is less headroom to absorb weak cohorts.
An affiliate comparing the same operator's programme across countries will often see materially different terms driven by local tax.
POC also shapes market entry and exit, which affects an affiliate's operator list. When a country introduces or raises POC tax, some operators withdraw rather than operate at thin or negative margin, and an affiliate can be left promoting brands that are no longer available in that market.
Conversely, a market opening with a moderate POC rate can bring a wave of new operator launches and better deals. A serious affiliate tracks the tax regime of each target market as part of understanding why deals are priced the way they are, and factors likely tax changes into which markets to invest content in.
The takeaway for content is that lower commissions in a well-run, licensed, high-tax market are not a worse deal by default - they reflect a stable market with real consumer protections, which usually delivers better player quality and durability than a lightly taxed grey market.
Worked example
An affiliate notices an operator's revenue-share offer is 35% in one regulated market and 22% in another. The difference tracks the two countries' point-of-consumption tax rates.
When a third market raises its POC rate sharply, two of the affiliate's featured operators exit, and it updates that market's pages to the brands that remain.
Related terms
Frequently asked questions
Browse more iGaming terms in our glossary.
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